He emphasizes that the patient's type of health insurance is crucial, with a restitution policy offering more freedom than a natura policy. Wallage points to the information obligation of health insurers and emphasizes that lack of clarity often leads to confusion among policyholders. Although the right to free physician choice is enshrined in law, he indicates that in situations where the budget ceiling has been reached, patients have limited legal options. He suggests that filing a complaint with the Dutch Healthcare Authority (NZa) may be more effective than going to court in this particular case.